Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance


Evergreen Realty, Inc. 9901 Irvine Center Drive Irvine, CA 92618
Phone: Fax:

Why Title Insurance? | Why Get An Inspection? | Contact Us | Setting the Sales Price | Tax Closing Costs | Loan-Related Closing Costs | Getting the Highest Price | Free Home Valuation | Find A Home! | Your FICO Score | How Escrow Works | Closing Costs | Inspection Tips | News | Real Estate Glossary | Looking to Sell? | Home | Loan Application Checklist | Mortgage Saving Tips | Document Your Assets | Your Buying Power | Loan Programs | Locking in Rates | Living Trusts | Mello-Roos | Lender Types | Staying Approved | Staging Your Home | Staging Checklist | FREE MLS w/Email Updates | 9 Steps to Owning | Seller Paid Closing | Mtg Tax Savings Calc | ARM vs Fixed Rate Calc | Rent vs Buy Calc | Refi Breakeven Calc | Interest Only Calc

Copyright © 2008 Evergreen Realty, Inc.
Portions Copyright © 2008 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.